About Quik Loans

Many of the owners who contact us have done nothing wrong. Their returns are a few months late because the bookkeeper left. A customer collapsed owing them money and now the ATO wants paying. A bank loved the deal but couldn't approve it before settlement. They often have real equity in a home or premises, and a clear way to repay. What they don't have is time.

Quik Loans focuses on the lending that moves quickly for those owners: caveat loans, second mortgages, private mortgages and bridging finance backed by property, plus unsecured and cash flow loans for businesses that trade steadily. We explain each one plainly, including what it costs you in risk, and then one person works with you to find the lender that fits.

Who we help

• Owners with equity in a home, investment property or premises who need funds within days.
• Businesses with late tax returns, ATO debt or marks on a credit file that a bank won't look past.
• Buyers facing a fixed settlement date when bank finance is running late.
• Trading businesses that need working capital or a cash flow loan without using property.

What we can help arrange

• Property-secured business loans from $20,000 to $5,000,000 (first mortgages, second mortgages, private mortgages and caveat loans over residential or commercial property).
• Unsecured and cash flow loans for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
• $20k to $250k possible same day (property-secured); up to $5m possible within 24–48 hours once the file is complete; same-day funding possible for smaller unsecured amounts.
• Past credit issues and ATO debt considered case by case.
• Business purposes only.

What we promise

How we write and check this site

Every page answers one question properly: what the loan is, when it fits, how quickly it can realistically settle, what it costs you in risk and how it ends. Speed claims are what's possible once a file is complete, never a promise. We don't publish interest rates, because business loans are priced on each borrower's situation and security. Examples use made-up businesses, real Australian places and round numbers, and are marked as illustrative. Where a page relies on official rules, it links to the ATO, ASIC, AFCA, Moneysmart or business.gov.au.

Pages are reviewed by the Quik Loans lending team and dated, so you can see when they were last checked. If you spot something out of date, tell us through the contact page.

Nothing here is financial, tax or legal advice. It's general information to help you decide clearly. When property is security for a loan, always get independent legal advice before you sign.

Who we are

Quik Loans is operated by Company Cash Pty Ltd (ABN 88 673 762 297), trading as Quik Loans. The quickest way to reach us is the enquiry form, which goes straight to a person.